Smart Finance Management Apps

If you’re not good at managing your finances then this article is for you.

They don’t teach money management at schools, that’s why you need to learn how to manage your finances on your own. If you don’t have a stable income or work as a freelancer it might be hard to keep track of your expenses. It is easy to make a mistake and spend all your money in one day. Keeping track of your finances might be a bit challenging, but you can be successful at it if you start using one of the personal finance applications on your phone.

Below you can find a list of the best finance management apps that would make your life easier. I am sure you would not be able to live without these apps as soon as you start using them.

Mint.com
Mint is a free application for iPhone or Android phones. Mint allows you to track all your financial activities; it puts together your bank accounts, credit cards, loans, etc. You just need to put your account information into the application and start using it. Mint will provide you with useful infographics with simple categories. You will see how much money you spend on restaurants, groceries, gas and clothes. Application would also notify you if you spent too much money and if your balance is too low.

HelloWallet.com
HelloWallet.com is another useful app that analyzes your financial information and presents it in charts. It will help you in setting goals and budget limits and would also offer suggestions based on other clients’ behavior with similar spending patterns. You can use this application for $8.95 per month.

iReconcile
You can set your budget with iReconsile and check reports every time you spend money. This app allows you to check your finances through a checkbook register. All you need to do is to enter each transaction and see the balance.

Enjoy this app for 30 days trial period or purchase it for $1.99, or $19.99 a year.

Grocery Gadget
This great app allows you to track your groceries expenses, write shopping lists and reduce the time you spend shopping. It also has a number of e-coupons that you can use. Scan the barcode of each product and the app would give you the total amount of your bill. This way you would be able to get rid of things you don’t really need and stay on budget.

Get this app for $4.99; it is compatible with Android, iPhone, or Windows 8.

Concur
This is a great app for business travelers. You can buy tickets, book hotels and keep track of your business expenses through this application. You can submit the Concur travel file for accountant’s approval. It is a great and easy way to manage your travel expenses.

YNAB: You Need A Budget
If you have no idea how to plan your finances and what budgeting is, then YNAB will be perfect for you. YNAB offers tutorials for beginners on basics of budgeting and money management. You will also learn how to open a bank account and keep track of your expenses.

MoneyWiz
This app was created for people with advanced budgeting skills. You can manage your customized budgets, check your daily finances, set reminders to pay your bills and much more.

If you have several accounts in different currencies MoneyWizz will allow you to complete transactions on these accounts in one place.

EasyMoney
This is another great app for dummies. It has a set of basic finance management options. It is convenient, flexible and easy to use. You can also manage your accounts in different currencies.

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Simon is a finace Blogger, and he is one of the writers at the financial Blog of the UK short term loans provider Poundaccess.