Travelling Debt Free Is A Splendid State Of Mind

It is a common tendency to spend more during travel even to the point of incurring debts. A considerable amount of spending during vacations is done through credit cards, and more often than not the total credit limit gets spent. Carrying of debit or credit cards is common during vacations as they are safer than carrying cash. Though it is always better to use debit cards, occasions arise when you are forced to use a credit card. Certain precautions need to be maintained while using credit cards during travel.

Limit your use of Credit Cards

Though it might be wise to carry a credit card it is wiser not to use it or use it discreetly. Expenses towards journey tickets and accommodation should be made well in advance before commencement of your tour. While on vacation you should have enough money for your food, local transport, guide fees and shopping. In fact there are packages that take care of your lodging and eating. Guide fees, museum tickets or local conveyance must necessarily be paid in cash. For your shopping it is advisable to use debit card as much as possible restricting the use of credit cards to exigencies.

Travelling Debt Free Is A Splendid State Of Mind

Plan Off Season Vacations

For ‘value for money’ deals it is justifiable to visit a place during off season. Most flight operators and hoteliers offer lucrative discounts during off seasons. Hotels even go to the extent of offering 50 percent discount on room tariffs. Therefore, planning for holidays should be made well in advance so that you get the best discounted offers. Before making bookings it is necessary to check with multiple tour operators, hoteliers and flight operators to know their prices.

Here, a little bit of caution is necessary while making bookings. Too cheap prices and ‘too good to be true’ offers are needed to be examined carefully. Customer reviews, and online comments play a vital role in helping you to identify the genuine offers from fake ones. It is always advisable to opt for tours or holiday packages organized by renowned organizations. They offer you true value for money packages.

Select Accommodation Carefully

Selecting an accommodation could be tricky during vacations. For family vacations there are decent and safe accommodations in form of apartments, motels, studio rooms, inns, B & B (bed and breakfast) arrangements, guest houses, and home-stays. These are decent, comfortable, and hospitable. The lack in luxury is compensated by amiable staff and a homely environment. To know more about debt relief while travelling it is desirable to opt for these accommodations for family vacations and extended stays.

Local Conveyance

It is always better to opt for public transport for commuting. In case of small towns and villages bicycles are excellent options. Motor bikes and bicycles are available at cheap rents on hourly and daily basis. Walking is also another pleasant way to discover a place.

Spend Judiciously

While on holidays travelers have a propensity to spend unnecessarily. Money is spent irrationally on eating in expensive places, shopping, and useless activities. While on vacation, it is advisable to have local cuisine as they are readily available and are affordable. While shopping it is wise to spend on mementos that are dainty and exquisite. Spending on items available in your hometown is best avoided. However, useful items that are sold at reduced rates might be bought. When buying gifts, it is advisable to select items that are light, easy to carry and inexpensive.